Quogue, NY
Quogue, NY's wildfire risk, in USFS's own numbers
USFS scores Quogue at the 48th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 2,446 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Quogue at the 42nd national percentile — 6 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
37.5% of Quogue's 2,446 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 27.1% Direct and 35.5% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Quogue against the rest of the country
Quogue's 92nd-percentile standing inside New York outpaces its 48th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Quogue ranks 16,489 for wildfire risk (1 is highest) and 6,406 by building count (1 is largest). Within New York alone, it ranks 105 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Quogue's elevated wildfire rating (48th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Quogue
Because 37.5% of Quogue's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Quogue's figures come from
Every one of the two percentiles behind Quogue's 16,489-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Quogue's dominant indirect exposure actually means, with real examples from across the dataset.