Qulin, MO
How exposed is Qulin to wildfire?
Qulin sits at the 4th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 335 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Qulin at the 4th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Qulin's buildings actually sit
Most of Qulin's buildings (83.3% of 335) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Qulin against the rest of the country
Qulin's risk sits at a similar level relative to Missouri (4th percentile statewide) as it does nationally (4th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Qulin ranks 30,329 for wildfire risk (1 is highest) and 20,701 by building count (1 is largest). Within Missouri alone, it ranks 1,021 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Qulin's low rating (4th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Qulin's 83.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Qulin's figures come from
Qulin's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Qulin's dominant minimal exposure actually means, with real examples from across the dataset.