Quiogue, NY
Quiogue wildfire risk explained
Quiogue's 799 buildings earn a 50th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Quiogue at the 44th percentile, close to its 50th-percentile risk score.
Quiogue's building exposure, zone by zone
USFS puts 69.6% of Quiogue's 799 buildings in the Indirect exposure zone, versus 26.3% Direct and 4.1% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Quiogue ranks
Compare Quiogue's two percentiles: 94th within New York, only 50th nationally — a gap of 44 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Quiogue ranks 15,892 for wildfire risk (1 is highest) and 13,645 by building count (1 is largest). Within New York alone, it ranks 81 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Quiogue and the insurance market
Quiogue's elevated wildfire rating (50th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Quiogue (69.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Quiogue's figures come from
Quiogue's 50th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Quiogue's dominant indirect exposure actually means, with real examples from across the dataset.