Quinn, SD
Quinn wildfire risk explained
USFS's Wildfire Risk to Communities model puts Quinn at the 79th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 123 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Quinn at the 77th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Quinn's building exposure, zone by zone
56.9% of Quinn's 123 buildings sit in USFS's Direct exposure zone, roughly 70 structures close enough to burnable vegetation for flame contact, not just embers — 43.1% fall in the Indirect, ember-only zone and 0% are Minimal.
How Quinn compares
Quinn scores 79th nationally and 78th within South Dakota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Quinn ranks 6,532 for wildfire risk (1 is highest) and 28,037 by building count (1 is largest). Within South Dakota alone, it ranks 96 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
Quinn's 79th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Quinn (56.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Quinn's 6,532-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Quinn, see the exposure-zones guide.