Quinlan, TX
Quinlan, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Quinlan at the 72nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 826 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Quinlan's burn probability — fire likelihood with no building count factored in — sits at the 72nd percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Quinlan (58.8% of 826 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 41.2% sit in the Direct zone.
Where Quinlan ranks
Inside Texas, Quinlan sits at just the 36th percentile even though it scores 72nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Quinlan ranks 8,873 for wildfire risk (1 is highest) and 13,391 by building count (1 is largest). Within Texas alone, it ranks 1,148 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 72nd percentile nationally, Quinlan carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Quinlan's 58.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Quinlan's figures come from
Quinlan's 72nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Quinlan's dominant indirect exposure actually means, with real examples from across the dataset.