Quincy, CA
How exposed is Quincy to wildfire?
USFS scores Quincy at the 99th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,018 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Quincy at the 99th percentile, close to its 99th-percentile risk score.
What "at risk" means for the buildings here
1,018 buildings are counted in Quincy, and 74.9% of them are Indirect exposure — ember-driven risk rather than the 25.2% in Direct exposure or the 0% rated Minimal.
Quincy against the rest of the country
Quincy's risk sits at a similar level relative to California (92nd percentile statewide) as it does nationally (99th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Quincy ranks 251 for wildfire risk (1 is highest) and 11,811 by building count (1 is largest). Within California alone, it ranks 142 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Quincy sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 99th-percentile score like Quincy's can end up mattering for. More on the disclosure law.
What would actually reduce this score
With ember exposure the dominant pattern in Quincy (74.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Quincy's 99th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Quincy, see the exposure-zones guide.