Quemado, TX
How exposed is Quemado to wildfire?
Out of every US place USFS scores, Quemado lands at the 77th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 128 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Quemado at the 76th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Quemado's buildings (97.7% of 128) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Quemado against the rest of the country
Quemado ranks lower within Texas (51st percentile statewide) than its 77th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Quemado ranks 7,391 for wildfire risk (1 is highest) and 27,826 by building count (1 is largest). Within Texas alone, it ranks 881 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Quemado and the insurance market
Quemado's 77th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 97.7% of buildings rated Minimal exposure, Quemado gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Quemado's figures come from
Every one of the two percentiles behind Quemado's 7,391-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Quemado's dominant minimal exposure actually means, with real examples from across the dataset.