Queenstown, MD
Queenstown, MD's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Queenstown lands at the 38th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 374 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Queenstown at the 37th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Queenstown's building exposure, zone by zone
Queenstown rates 48.7% Minimal exposure against just 42.3% Direct and 9.1% Indirect — of 374 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Queenstown compares
Within Maryland, Queenstown ranks higher (56th percentile) than it does nationally (38th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Queenstown ranks 19,601 for wildfire risk (1 is highest) and 19,780 by building count (1 is largest). Within Maryland alone, it ranks 232 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
At the 38th national percentile, Queenstown rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Queenstown
Queenstown's 48.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 374 counted buildings into the percentiles shown above for Queenstown. For more on what minimal exposure implies beyond Queenstown, see the exposure-zones guide.