Queensland, MD
How exposed is Queensland to wildfire?
Queensland sits at the 38th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 920 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Queensland's burn probability — fire likelihood with no building count factored in — sits at the 37th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 85.7% of Queensland's buildings as Direct exposure, higher than its 14.4% Indirect share and far above its 0% Minimal share — a profile where 788 structures sit close enough to vegetation that lot clearing matters most.
How Queensland compares
Within Maryland, Queensland ranks higher (56th percentile) than it does nationally (38th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Queensland ranks 19,568 for wildfire risk (1 is highest) and 12,555 by building count (1 is largest). Within Maryland alone, it ranks 231 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
Queensland's moderate rating (38th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Queensland (85.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Queensland's figures come from
The methodology guide shows exactly how USFS turned 920 counted buildings into the percentiles shown above for Queensland. The exposure-zones guide covers what Queensland's dominant direct exposure actually means, with real examples from across the dataset.