Quail Ridge, FL
Quail Ridge, FL's wildfire risk, in USFS's own numbers
Quail Ridge's 739 buildings earn a 92nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Quail Ridge's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
Quail Ridge's building exposure, zone by zone
Direct exposure dominates in Quail Ridge: 75.6% of its 739 buildings, versus 24.4% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Quail Ridge ranks
Quail Ridge scores 92nd nationally and 85th within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Quail Ridge ranks 2,672 for wildfire risk (1 is highest) and 14,224 by building count (1 is largest). Within Florida alone, it ranks 149 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Quail Ridge's very high rating (92nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Quail Ridge (75.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 739 counted buildings into the percentiles shown above for Quail Ridge. For more on what direct exposure implies beyond Quail Ridge, see the exposure-zones guide.