Puzzletown, PA
Puzzletown, PA's wildfire risk, in USFS's own numbers
Puzzletown's 42 buildings earn a 52nd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Puzzletown at the 51st national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Puzzletown's buildings actually sit
Of Puzzletown's 42 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Puzzletown ranks
Compare Puzzletown's two percentiles: 86th within Pennsylvania, only 52nd nationally — a gap of 34 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Puzzletown ranks 15,104 for wildfire risk (1 is highest) and 31,125 by building count (1 is largest). Within Pennsylvania alone, it ranks 276 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Puzzletown's elevated wildfire rating (52nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Puzzletown
Because Direct exposure dominates in Puzzletown (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Puzzletown's figures come from
Every one of the two percentiles behind Puzzletown's 15,104-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Puzzletown's dominant direct exposure actually means, with real examples from across the dataset.