Put-in-Bay, OH
Put-in-Bay wildfire risk explained
Out of every US place USFS scores, Put-in-Bay lands at the 15th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 421 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Put-in-Bay at the 15th percentile, close to its 15th-percentile risk score.
Put-in-Bay's building exposure, zone by zone
Put-in-Bay rates 77.9% Minimal exposure against just 22.1% Direct and 0% Indirect — of 421 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Put-in-Bay against the rest of the country
Compare Put-in-Bay's two percentiles: 43rd within Ohio, only 15th nationally — a gap of 28 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Put-in-Bay ranks 26,799 for wildfire risk (1 is highest) and 18,807 by building count (1 is largest). Within Ohio alone, it ranks 722 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Put-in-Bay
At the 15th national percentile, Put-in-Bay rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Put-in-Bay's 77.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Put-in-Bay's 26,799-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Put-in-Bay, see the exposure-zones guide.