Puryear, TN
Puryear wildfire risk explained
USFS scores Puryear at the 45th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 520 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Puryear at the 47th percentile, close to its 45th-percentile risk score.
Where Puryear's buildings actually sit
Direct exposure dominates in Puryear: 63.3% of its 520 buildings, versus 36.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Puryear compares
Puryear scores 45th nationally and 35th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Puryear ranks 17,471 for wildfire risk (1 is highest) and 17,027 by building count (1 is largest). Within Tennessee alone, it ranks 331 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Puryear
Puryear's elevated wildfire rating (45th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 63.3% of Puryear in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Puryear's figures come from
Every one of the two percentiles behind Puryear's 17,471-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Puryear's dominant direct exposure actually means, with real examples from across the dataset.