Purcell, MO
Purcell wildfire risk explained
Purcell's 256 buildings earn a 61st-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Purcell at the 63rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Purcell's building exposure, zone by zone
256 buildings are counted in Purcell, and 84.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 13.7% rated Minimal.
Purcell against the rest of the country
Purcell's risk sits at a similar level relative to Missouri (59th percentile statewide) as it does nationally (61st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Purcell ranks 12,235 for wildfire risk (1 is highest) and 22,946 by building count (1 is largest). Within Missouri alone, it ranks 434 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Purcell
At the 61st percentile nationally, Purcell carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Purcell's 84.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Purcell's 61st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Purcell, see the exposure-zones guide.