Punta Rassa, FL
Punta Rassa, FL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Punta Rassa lands at the 80th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 310 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Punta Rassa at the 82nd percentile, close to its 80th-percentile risk score.
Punta Rassa's building exposure, zone by zone
88.1% of Punta Rassa's 310 buildings sit in USFS's Minimal exposure zone, with only 11.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Punta Rassa compares
Punta Rassa ranks lower within Florida (50th percentile statewide) than its 80th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Punta Rassa ranks 6,172 for wildfire risk (1 is highest) and 21,365 by building count (1 is largest). Within Florida alone, it ranks 482 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
At the 80th percentile nationally, Punta Rassa carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Punta Rassa's 88.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Punta Rassa's 80th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Punta Rassa, see the exposure-zones guide.