Punta de Agua, NM
Punta de Agua, NM's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Punta de Agua lands at the 87th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 86 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Punta de Agua at the 85th percentile, close to its 87th-percentile risk score.
Punta de Agua's building exposure, zone by zone
86 buildings are counted in Punta de Agua, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Punta de Agua against the rest of the country
Inside New Mexico, Punta de Agua sits at just the 69th percentile even though it scores 87th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Punta de Agua ranks 3,972 for wildfire risk (1 is highest) and 29,659 by building count (1 is largest). Within New Mexico alone, it ranks 155 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Punta de Agua and the insurance market
Punta de Agua's 87th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Punta de Agua (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 86 counted buildings into the percentiles shown above for Punta de Agua. For more on what direct exposure implies beyond Punta de Agua, see the exposure-zones guide.