Pumpkin Hollow, OK
Pumpkin Hollow wildfire risk explained
Out of every US place USFS scores, Pumpkin Hollow lands at the 92nd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 152 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pumpkin Hollow at the 94th percentile, close to its 92nd-percentile risk score.
What "at risk" means for the buildings here
Of Pumpkin Hollow's 152 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Pumpkin Hollow compares
Inside Oklahoma, Pumpkin Hollow sits at just the 55th percentile even though it scores 92nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Pumpkin Hollow ranks 2,684 for wildfire risk (1 is highest) and 26,818 by building count (1 is largest). Within Oklahoma alone, it ranks 379 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Pumpkin Hollow and the insurance market
Pumpkin Hollow's 92nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 100% of Pumpkin Hollow in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Pumpkin Hollow's 92nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Pumpkin Hollow, see the exposure-zones guide.