Puget Island, WA
Puget Island, WA's wildfire risk, in USFS's own numbers
USFS scores Puget Island at the 19th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,052 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Puget Island at the 20th percentile, close to its 19th-percentile risk score.
Puget Island's building exposure, zone by zone
1,052 buildings are counted in Puget Island, and 83.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 12.8% rated Minimal.
Puget Island against the rest of the country
There's little gap between Puget Island's 19th national percentile and its 28th percentile inside Washington, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Puget Island ranks 25,575 for wildfire risk (1 is highest) and 11,588 by building count (1 is largest). Within Washington alone, it ranks 454 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
Puget Island's low rating (19th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Puget Island (83.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Puget Island's 19th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Puget Island, see the exposure-zones guide.