Pueblito, NM
Pueblito wildfire risk explained
Out of every US place USFS scores, Pueblito lands at the 76th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 45 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pueblito at the 72nd percentile, close to its 76th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Pueblito: 100% of its 45 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Pueblito against the rest of the country
Pueblito's 76th national percentile looks worse in isolation than its 47th ranking inside New Mexico does — this place is on the milder end for its own state, by 29 points. Among the 31,521 US communities USFS scores, Pueblito ranks 7,603 for wildfire risk (1 is highest) and 31,053 by building count (1 is largest). Within New Mexico alone, it ranks 262 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
At the 76th percentile nationally, Pueblito carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Pueblito's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Pueblito's 7,603-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Pueblito, see the exposure-zones guide.