Pryor, MT
How exposed is Pryor to wildfire?
Pryor sits at the 87th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 401 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pryor at the 87th percentile, close to its 87th-percentile risk score.
Pryor's building exposure, zone by zone
USFS classifies 82.3% of Pryor's buildings as Direct exposure, higher than its 17.7% Indirect share and far above its 0% Minimal share — a profile where 330 structures sit close enough to vegetation that lot clearing matters most.
Where Pryor ranks
Pryor ranks lower within Montana (68th percentile statewide) than its 87th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Pryor ranks 4,094 for wildfire risk (1 is highest) and 19,188 by building count (1 is largest). Within Montana alone, it ranks 155 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
What this risk score means for insurance
Pryor's very high rating (87th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Pryor
Pryor's 82.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Pryor's figures come from
Pryor's 87th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Pryor's dominant direct exposure actually means, with real examples from across the dataset.