Pryor Creek, OK
Pryor Creek wildfire risk explained
USFS scores Pryor Creek at the 85th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 4,431 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pryor Creek at the 87th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
40.4% of Pryor Creek's 4,431 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 19.8% Direct and 39.9% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Pryor Creek against the rest of the country
Pryor Creek's 85th national percentile looks worse in isolation than its 31st ranking inside Oklahoma does — this place is on the milder end for its own state, by 54 points. Among the 31,521 US communities USFS scores, Pryor Creek ranks 4,902 for wildfire risk (1 is highest) and 3,851 by building count (1 is largest). Within Oklahoma alone, it ranks 580 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Pryor Creek's 85th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 40.4% of Pryor Creek's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Pryor Creek's figures come from
Every one of the two percentiles behind Pryor Creek's 4,902-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Pryor Creek's dominant indirect exposure actually means, with real examples from across the dataset.