Prue, OK
How exposed is Prue to wildfire?
Prue sits at the 94th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 321 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Prue's burn probability — fire likelihood with no building count factored in — sits at the 95th percentile nationally.
Prue's building exposure, zone by zone
USFS classifies 76.6% of Prue's buildings as Direct exposure, higher than its 23.4% Indirect share and far above its 0% Minimal share — a profile where 246 structures sit close enough to vegetation that lot clearing matters most.
Where Prue ranks
Inside Oklahoma, Prue sits at just the 70th percentile even though it scores 94th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Prue ranks 1,991 for wildfire risk (1 is highest) and 21,072 by building count (1 is largest). Within Oklahoma alone, it ranks 250 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Prue
At the 94th percentile nationally, Prue carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Prue (76.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Prue's figures come from
The methodology guide shows exactly how USFS turned 321 counted buildings into the percentiles shown above for Prue. The exposure-zones guide covers what Prue's dominant direct exposure actually means, with real examples from across the dataset.