Providence Village, TX
Providence Village, TX's wildfire risk, in USFS's own numbers
USFS scores Providence Village at the 74th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 2,010 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Providence Village's burn probability — fire likelihood with no building count factored in — sits at the 74th percentile nationally.
Where Providence Village's buildings actually sit
Indirect exposure is dominant in Providence Village (82.6% of 2,010 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 17.4% sit in the Direct zone.
How Providence Village compares
Providence Village ranks lower within Texas (42nd percentile statewide) than its 74th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Providence Village ranks 8,272 for wildfire risk (1 is highest) and 7,448 by building count (1 is largest). Within Texas alone, it ranks 1,039 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Providence Village and the insurance market
At the 74th percentile nationally, Providence Village carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Providence Village (82.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Providence Village's figures come from
The methodology guide shows exactly how USFS turned 2,010 counted buildings into the percentiles shown above for Providence Village. The exposure-zones guide covers what Providence Village's dominant indirect exposure actually means, with real examples from across the dataset.