Prosperity, SC
Prosperity wildfire risk explained
Prosperity's 764 buildings earn a 67th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Prosperity at the 69th percentile, close to its 67th-percentile risk score.
Prosperity's building exposure, zone by zone
Direct exposure dominates in Prosperity: 72.3% of its 764 buildings, versus 27.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Prosperity compares
Prosperity ranks lower within South Carolina (43rd percentile statewide) than its 67th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Prosperity ranks 10,440 for wildfire risk (1 is highest) and 13,977 by building count (1 is largest). Within South Carolina alone, it ranks 270 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
What this risk score means for insurance
Prosperity's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 72.3% of Prosperity in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Prosperity's 67th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Prosperity, see the exposure-zones guide.