Prospect Park (Delaware), PA
Prospect Park (Delaware) wildfire risk explained
USFS's Wildfire Risk to Communities model puts Prospect Park (Delaware) at the 40th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,837 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Prospect Park (Delaware) at the 36th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Prospect Park (Delaware)'s buildings (98.5% of 1,837) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Prospect Park (Delaware) ranks
Compare Prospect Park (Delaware)'s two percentiles: 61st within Pennsylvania, only 40th nationally — a gap of 22 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Prospect Park (Delaware) ranks 19,083 for wildfire risk (1 is highest) and 7,957 by building count (1 is largest). Within Pennsylvania alone, it ranks 772 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Prospect Park (Delaware)'s moderate rating (40th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 98.5% of Prospect Park (Delaware) outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Prospect Park (Delaware)'s 40th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Prospect Park (Delaware), see the exposure-zones guide.