Prospect, LA
How exposed is Prospect to wildfire?
Out of every US place USFS scores, Prospect lands at the 66th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 249 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Prospect's burn probability — fire likelihood with no building count factored in — sits at the 68th percentile nationally.
Prospect's building exposure, zone by zone
249 buildings are counted in Prospect, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Prospect ranks
Compare Prospect's two percentiles: 83rd within Louisiana, only 66th nationally — a gap of 17 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Prospect ranks 10,620 for wildfire risk (1 is highest) and 23,168 by building count (1 is largest). Within Louisiana alone, it ranks 84 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
Shopping for coverage in Prospect
At the 66th percentile nationally, Prospect carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Prospect's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Prospect's figures come from
Prospect's 66th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Prospect's dominant direct exposure actually means, with real examples from across the dataset.