WildfireRiskFinder

Prospect, KY

Prospect wildfire risk explained

Low
19thpercentile nationally

Prospect's 1,870 buildings earn a 19th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)

USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Prospect at the 20th percentile, close to its 19th-percentile risk score.

Prospect's building exposure, zone by zone

1,870Total buildings
57.5%Direct exposure
42.5%Indirect exposure
0.1%Minimal exposure

Of Prospect's 1,870 counted buildings, 57.5% carry Direct exposure and only 0.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.

How Prospect compares

There's little gap between Prospect's 19th national percentile and its 30th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Prospect ranks 25,685 for wildfire risk (1 is highest) and 7,847 by building count (1 is largest). Within Kentucky alone, it ranks 388 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.

Shopping for coverage in Prospect

At the 19th national percentile, Prospect rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.

Hardening a home in Prospect

Prospect's 57.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.

More on how this number was built

Prospect's 19th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Prospect, see the exposure-zones guide.