Proctorville, NC
How exposed is Proctorville to wildfire?
Out of every US place USFS scores, Proctorville lands at the 82nd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 116 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Proctorville at the 81st percentile, close to its 82nd-percentile risk score.
What "at risk" means for the buildings here
Of Proctorville's 116 counted buildings, 56.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Proctorville compares
Proctorville's risk sits at a similar level relative to North Carolina (89th percentile statewide) as it does nationally (82nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Proctorville ranks 5,642 for wildfire risk (1 is highest) and 28,374 by building count (1 is largest). Within North Carolina alone, it ranks 87 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Proctorville's 82nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because Direct exposure dominates in Proctorville (56.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Proctorville's figures come from
Every one of the two percentiles behind Proctorville's 5,642-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Proctorville's dominant direct exposure actually means, with real examples from across the dataset.