Proctor, OK
Proctor, OK's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Proctor lands at the 92nd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 253 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Proctor at the 94th percentile, close to its 92nd-percentile risk score.
Where Proctor's buildings actually sit
Direct exposure dominates in Proctor: 100% of its 253 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Proctor ranks
Inside Oklahoma, Proctor sits at just the 57th percentile even though it scores 92nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Proctor ranks 2,559 for wildfire risk (1 is highest) and 23,053 by building count (1 is largest). Within Oklahoma alone, it ranks 359 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Proctor's very high rating (92nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Proctor
Because Direct exposure dominates in Proctor (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 253 counted buildings into the percentiles shown above for Proctor. For more on what direct exposure implies beyond Proctor, see the exposure-zones guide.