Princeton, NJ
Princeton wildfire risk explained
Princeton's 8,124 buildings earn a 38th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Princeton at the 38th percentile, close to its 38th-percentile risk score.
Princeton's building exposure, zone by zone
8,124 buildings are counted in Princeton, and 66.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 2.1% rated Minimal. At 8,124 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Princeton against the rest of the country
Princeton scores 38th nationally and 39th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Princeton ranks 19,667 for wildfire risk (1 is highest) and 2,066 by building count (1 is largest). Within New Jersey alone, it ranks 429 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Princeton's moderate wildfire rating (38th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Princeton
With 66.1% of Princeton in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 8,124 counted buildings into the percentiles shown above for Princeton. For more on what direct exposure implies beyond Princeton, see the exposure-zones guide.