Princeton, MO
How exposed is Princeton to wildfire?
Out of every US place USFS scores, Princeton lands at the 70th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 736 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Princeton at the 72nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Princeton (76.8% of 736 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 23.2% sit in the Direct zone.
Princeton against the rest of the country
Princeton's risk sits at a similar level relative to Missouri (82nd percentile statewide) as it does nationally (70th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Princeton ranks 9,491 for wildfire risk (1 is highest) and 14,260 by building count (1 is largest). Within Missouri alone, it ranks 192 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 70th percentile nationally, Princeton carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Princeton
Because 76.8% of Princeton's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Princeton's 70th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Princeton, see the exposure-zones guide.