Princeton, IN
Princeton, IN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Princeton lands at the 20th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 4,497 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Princeton's burn probability — fire likelihood with no building count factored in — sits at the 20th percentile nationally.
Where Princeton's buildings actually sit
Most of Princeton's buildings (59.8% of 4,497) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Princeton compares
Princeton's 79th-percentile standing inside Indiana outpaces its 20th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Princeton ranks 25,333 for wildfire risk (1 is highest) and 3,799 by building count (1 is largest). Within Indiana alone, it ranks 206 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Princeton and the insurance market
Princeton's low wildfire rating (20th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Princeton's 59.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Princeton's figures come from
The methodology guide shows exactly how USFS turned 4,497 counted buildings into the percentiles shown above for Princeton. The exposure-zones guide covers what Princeton's dominant minimal exposure actually means, with real examples from across the dataset.