Princeton, FL
Princeton, FL's wildfire risk, in USFS's own numbers
Princeton sits at the 80th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 9,053 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Princeton at the 82nd percentile, close to its 80th-percentile risk score.
What "at risk" means for the buildings here
Most of Princeton's buildings (88.1% of 9,053) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 9,053 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Princeton against the rest of the country
Inside Florida, Princeton sits at just the 50th percentile even though it scores 80th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Princeton ranks 6,171 for wildfire risk (1 is highest) and 1,831 by building count (1 is largest). Within Florida alone, it ranks 481 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Princeton's very high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Princeton's 88.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Princeton's figures come from
Princeton's 80th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Princeton's dominant minimal exposure actually means, with real examples from across the dataset.