Princess Anne, MD
Princess Anne, MD's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Princess Anne at the 80th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,146 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Princess Anne at the 80th percentile, close to its 80th-percentile risk score.
Where Princess Anne's buildings actually sit
Indirect exposure is dominant in Princess Anne (66.7% of 1,146 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 33.3% sit in the Direct zone.
Where Princess Anne ranks
Compare Princess Anne's two percentiles: 96th within Maryland, only 80th nationally — a gap of 16 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Princess Anne ranks 6,333 for wildfire risk (1 is highest) and 10,983 by building count (1 is largest). Within Maryland alone, it ranks 24 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
Princess Anne's 80th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Princess Anne
With ember exposure the dominant pattern in Princess Anne (66.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,146 counted buildings into the percentiles shown above for Princess Anne. For more on what indirect exposure implies beyond Princess Anne, see the exposure-zones guide.