Primghar, IA
How exposed is Primghar to wildfire?
Primghar sits at the 9th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 698 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Primghar at the 7th percentile, close to its 9th-percentile risk score.
What "at risk" means for the buildings here
Only 26.1% of Primghar's 698 buildings carry Direct exposure and 0% carry Indirect; the remaining 73.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Primghar against the rest of the country
There's little gap between Primghar's 9th national percentile and its 17th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Primghar ranks 28,804 for wildfire risk (1 is highest) and 14,670 by building count (1 is largest). Within Iowa alone, it ranks 838 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
At the 9th national percentile, Primghar rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Primghar
Primghar's 73.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Primghar's figures come from
The methodology guide shows exactly how USFS turned 698 counted buildings into the percentiles shown above for Primghar. The exposure-zones guide covers what Primghar's dominant minimal exposure actually means, with real examples from across the dataset.