Presque Isle Harbor, MI
Presque Isle Harbor wildfire risk explained
USFS scores Presque Isle Harbor at the 11th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 844 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Presque Isle Harbor's burn probability — fire likelihood with no building count factored in — sits at the 9th percentile nationally.
What "at risk" means for the buildings here
Of Presque Isle Harbor's 844 counted buildings, 85% carry Direct exposure and only 12.4% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Presque Isle Harbor compares
Compare Presque Isle Harbor's two percentiles: 39th within Michigan, only 11th nationally — a gap of 28 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Presque Isle Harbor ranks 27,958 for wildfire risk (1 is highest) and 13,210 by building count (1 is largest). Within Michigan alone, it ranks 457 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Presque Isle Harbor's low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Presque Isle Harbor's 85% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Presque Isle Harbor's 27,958-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Presque Isle Harbor, see the exposure-zones guide.