Presidential Lakes Estates, NJ
How exposed is Presidential Lakes Estates to wildfire?
Presidential Lakes Estates's 916 buildings earn a 95th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Presidential Lakes Estates's burn probability — fire likelihood with no building count factored in — sits at the 94th percentile nationally.
Where Presidential Lakes Estates's buildings actually sit
USFS classifies 82.1% of Presidential Lakes Estates's buildings as Direct exposure, higher than its 17.9% Indirect share and far above its 0% Minimal share — a profile where 752 structures sit close enough to vegetation that lot clearing matters most.
How Presidential Lakes Estates compares
Presidential Lakes Estates scores 95th nationally and 99th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Presidential Lakes Estates ranks 1,486 for wildfire risk (1 is highest) and 12,589 by building count (1 is largest). Within New Jersey alone, it ranks 11 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Presidential Lakes Estates and the insurance market
Presidential Lakes Estates's 95th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Presidential Lakes Estates
With 82.1% of Presidential Lakes Estates in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Presidential Lakes Estates's figures come from
Presidential Lakes Estates's 95th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Presidential Lakes Estates's dominant direct exposure actually means, with real examples from across the dataset.