Premont, TX
Premont wildfire risk explained
Premont's 1,342 buildings earn a 88th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Premont at the 89th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Premont's buildings actually sit
1,342 buildings are counted in Premont, and 73.6% of them are Indirect exposure — ember-driven risk rather than the 26.5% in Direct exposure or the 0% rated Minimal.
How Premont compares
Premont scores 88th nationally and 79th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Premont ranks 3,919 for wildfire risk (1 is highest) and 9,870 by building count (1 is largest). Within Texas alone, it ranks 372 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Premont
Premont's 88th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Premont (73.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Premont's figures come from
Every one of the two percentiles behind Premont's 3,919-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Premont's dominant indirect exposure actually means, with real examples from across the dataset.