Prattsville, NY
Prattsville wildfire risk explained
Prattsville's 325 buildings earn a 20th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Prattsville at the 21st percentile, close to its 20th-percentile risk score.
Prattsville's building exposure, zone by zone
Direct exposure dominates in Prattsville: 62.8% of its 325 buildings, versus 37.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Prattsville against the rest of the country
Compare Prattsville's two percentiles: 46th within New York, only 20th nationally — a gap of 25 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Prattsville ranks 25,096 for wildfire risk (1 is highest) and 20,965 by building count (1 is largest). Within New York alone, it ranks 703 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Prattsville's moderate wildfire rating (20th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Prattsville (62.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Prattsville's 20th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Prattsville, see the exposure-zones guide.