Prairieton, IN
Prairieton wildfire risk explained
USFS's Wildfire Risk to Communities model puts Prairieton at the 8th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 204 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Prairieton's burn probability — fire likelihood with no building count factored in — sits at the 8th percentile nationally.
Where Prairieton's buildings actually sit
USFS classifies 53.9% of Prairieton's buildings as Direct exposure, higher than its 0% Indirect share and far above its 46.1% Minimal share — a profile where 110 structures sit close enough to vegetation that lot clearing matters most.
Where Prairieton ranks
Compare Prairieton's two percentiles: 48th within Indiana, only 8th nationally — a gap of 40 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Prairieton ranks 29,083 for wildfire risk (1 is highest) and 24,692 by building count (1 is largest). Within Indiana alone, it ranks 503 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Prairieton's low wildfire rating (8th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 53.9% of Prairieton in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Prairieton's 29,083-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Prairieton, see the exposure-zones guide.