Prairie Home, MO
Prairie Home wildfire risk explained
USFS scores Prairie Home at the 38th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 199 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Prairie Home at the 38th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 24.6% of Prairie Home's 199 buildings carry Direct exposure and 24.6% carry Indirect; the remaining 50.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Prairie Home compares
Inside Missouri, Prairie Home sits at just the 13th percentile even though it scores 38th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Prairie Home ranks 19,508 for wildfire risk (1 is highest) and 24,891 by building count (1 is largest). Within Missouri alone, it ranks 928 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Prairie Home and the insurance market
At the 38th national percentile, Prairie Home rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Prairie Home's 50.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Prairie Home's 38th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Prairie Home, see the exposure-zones guide.