Prairie Farm, WI
How exposed is Prairie Farm to wildfire?
USFS scores Prairie Farm at the 19th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 330 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Prairie Farm at the 19th percentile, close to its 19th-percentile risk score.
Prairie Farm's building exposure, zone by zone
Indirect exposure is dominant in Prairie Farm (74.2% of 330 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 25.8% sit in the Direct zone.
How Prairie Farm compares
Prairie Farm scores 19th nationally and 27th within Wisconsin — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Prairie Farm ranks 25,547 for wildfire risk (1 is highest) and 20,839 by building count (1 is largest). Within Wisconsin alone, it ranks 589 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Prairie Farm and the insurance market
Prairie Farm's low wildfire rating (19th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Prairie Farm (74.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Prairie Farm's figures come from
Prairie Farm's 19th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Prairie Farm's dominant indirect exposure actually means, with real examples from across the dataset.