Powersville, MO
Powersville wildfire risk explained
Out of every US place USFS scores, Powersville lands at the 74th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 105 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Powersville at the 76th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
105 buildings are counted in Powersville, and 81% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Powersville ranks
Compare Powersville's two percentiles: 89th within Missouri, only 74th nationally — a gap of 16 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Powersville ranks 8,226 for wildfire risk (1 is highest) and 28,807 by building count (1 is largest). Within Missouri alone, it ranks 113 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Powersville's high rating (74th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Powersville (81%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Powersville's figures come from
Powersville's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Powersville's dominant direct exposure actually means, with real examples from across the dataset.