Powderly, TX
How exposed is Powderly to wildfire?
USFS's Wildfire Risk to Communities model puts Powderly at the 82nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 943 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Powderly at the 85th percentile, close to its 82nd-percentile risk score.
Powderly's building exposure, zone by zone
Direct exposure dominates in Powderly: 93.2% of its 943 buildings, versus 6.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Powderly compares
Powderly ranks lower within Texas (67th percentile statewide) than its 82nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Powderly ranks 5,564 for wildfire risk (1 is highest) and 12,369 by building count (1 is largest). Within Texas alone, it ranks 589 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Powderly
Powderly's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Powderly
Because Direct exposure dominates in Powderly (93.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 943 counted buildings into the percentiles shown above for Powderly. For more on what direct exposure implies beyond Powderly, see the exposure-zones guide.