Poughkeepsie, NY
Poughkeepsie, NY's wildfire risk, in USFS's own numbers
USFS scores Poughkeepsie at the 29th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 7,920 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Poughkeepsie at the 30th percentile, close to its 29th-percentile risk score.
Where Poughkeepsie's buildings actually sit
Poughkeepsie rates 84.8% Minimal exposure against just 5.6% Direct and 9.6% Indirect — of 7,920 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 7,920 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Poughkeepsie against the rest of the country
Within New York, Poughkeepsie ranks higher (61st percentile) than it does nationally (29th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Poughkeepsie ranks 22,444 for wildfire risk (1 is highest) and 2,142 by building count (1 is largest). Within New York alone, it ranks 511 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Poughkeepsie's moderate wildfire rating (29th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 84.8% of Poughkeepsie outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Poughkeepsie's 29th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Poughkeepsie, see the exposure-zones guide.