Pottstown, PA
How exposed is Pottstown to wildfire?
USFS's Wildfire Risk to Communities model puts Pottstown at the 11th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 7,015 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pottstown's burn probability — fire likelihood with no building count factored in — sits at the 10th percentile nationally.
Where Pottstown's buildings actually sit
Only 6.6% of Pottstown's 7,015 buildings carry Direct exposure and 8.5% carry Indirect; the remaining 84.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 7,015 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Pottstown against the rest of the country
There's little gap between Pottstown's 11th national percentile and its 9th percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Pottstown ranks 28,159 for wildfire risk (1 is highest) and 2,455 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,816 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Pottstown's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 84.9% of buildings rated Minimal exposure, Pottstown gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Pottstown's figures come from
Every one of the two percentiles behind Pottstown's 28,159-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Pottstown's dominant minimal exposure actually means, with real examples from across the dataset.