Pottsboro, TX
Pottsboro wildfire risk explained
Pottsboro's 1,246 buildings earn a 80th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pottsboro's burn probability — fire likelihood with no building count factored in — sits at the 80th percentile nationally.
Where Pottsboro's buildings actually sit
60.7% of Pottsboro's 1,246 buildings sit in USFS's Direct exposure zone, roughly 756 structures close enough to burnable vegetation for flame contact, not just embers — 39.3% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Pottsboro ranks
Pottsboro ranks lower within Texas (62nd percentile statewide) than its 80th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Pottsboro ranks 6,224 for wildfire risk (1 is highest) and 10,371 by building count (1 is largest). Within Texas alone, it ranks 687 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 80th percentile nationally, Pottsboro carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Pottsboro
With 60.7% of Pottsboro in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Pottsboro's 80th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Pottsboro, see the exposure-zones guide.