Pottersville, NJ
Pottersville wildfire risk explained
USFS's Wildfire Risk to Communities model puts Pottersville at the 41st national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 236 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pottersville at the 40th percentile, close to its 41st-percentile risk score.
Pottersville's building exposure, zone by zone
Direct exposure dominates in Pottersville: 96.2% of its 236 buildings, versus 3.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Pottersville compares
Pottersville's risk sits at a similar level relative to New Jersey (44th percentile statewide) as it does nationally (41st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Pottersville ranks 18,752 for wildfire risk (1 is highest) and 23,603 by building count (1 is largest). Within New Jersey alone, it ranks 392 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Pottersville and the insurance market
Pottersville's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Pottersville's 96.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Pottersville's figures come from
Pottersville's 41st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Pottersville's dominant direct exposure actually means, with real examples from across the dataset.