Potsdam, OH
Potsdam wildfire risk explained
Out of every US place USFS scores, Potsdam lands at the 3rd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 183 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Potsdam at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Potsdam's building exposure, zone by zone
USFS classifies 66.7% of Potsdam's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 33.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Potsdam compares
Potsdam scores 3rd nationally and 18th within Ohio — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Potsdam ranks 30,589 for wildfire risk (1 is highest) and 25,509 by building count (1 is largest). Within Ohio alone, it ranks 1,040 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Potsdam
Potsdam's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 66.7% of buildings rated Minimal exposure, Potsdam gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Potsdam's figures come from
The methodology guide shows exactly how USFS turned 183 counted buildings into the percentiles shown above for Potsdam. The exposure-zones guide covers what Potsdam's dominant minimal exposure actually means, with real examples from across the dataset.