Post, TX
How exposed is Post to wildfire?
USFS's Wildfire Risk to Communities model puts Post at the 96th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 2,168 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Post at the 94th percentile, close to its 96th-percentile risk score.
Where Post's buildings actually sit
Most of Post's buildings (80.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Post against the rest of the country
Post's risk sits at a similar level relative to Texas (96th percentile statewide) as it does nationally (96th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Post ranks 1,430 for wildfire risk (1 is highest) and 7,025 by building count (1 is largest). Within Texas alone, it ranks 76 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Post and the insurance market
Post's very high rating (96th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Post (80.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Post's figures come from
Post's 96th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Post's dominant indirect exposure actually means, with real examples from across the dataset.